Hassle-Free Quotes
Same Day
Hassle-Free Quotes
The Happy Flood Insurance Agency
Insurance that provides peace of mind.
CALL US TODAY!
888-252-1458
Same Day
Hassle-Free Quotes
The Happy Flood Insurance Agency
Insurance that provides
peace of mind.
peace of mind.
CALL US TODAY!
888-252-1458
Flood Insurance you can trust!
Stop wasting valuable time with agencies that don't specialize in your needs!
We specialize in the flood insurance industry. Flood insurance isn't even covered on most HO policies. Flood insurance coverage is really important because hurricanes and heavy storms are often unpredictable.
We cover home and business properties!
We have customized policies from AM Best rated carriers that will get you protected. Our friendly agents will provide a comprehensive review of your current policy and if needed, a no-obligation rate quote for insurance that will give you the peace of mind you deserve.
Houston Underwater
Fry Road UW
Flooded Neighborhood
WE ARE FLOOD INSURANCE SPECIALISTS
Why choose us over the rest?
Simply stated: We understand your needs. We specialize in the Flood Insurance industry and the specific associated losses, like your home and its foundation; electrical and plumbing systems; equipment like air conditioning, furnaces, and water heaters; kitchen appliances, including your refrigerator, stove, and built-ins such as your dishwasher; clothing, furniture, and electronic equipment, and debris removal.
You're not just a number on a file
Stop dealing with agencies that don't offer flood insurance!
Most home owner's policies do not cover water damages from storms. You will encounter challenges that require coverage to help you rebuild after a hurricane or other natural disaster that results in flood damage.
It’s important to remember you and your family specific needs which may change over time.
It’s important to remember you and your family specific needs which may change over time.
The Benefits:
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We understand your flood insurance needs
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We understand what your days, weeks and months look like
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We understand your changing risks
YOU ARE BUSY
We know your are busy living your life!
We'll handle your insurance needs while you keep up with all of this other stuff:
Taking Care of Your Children — Making meals, going over homework, and spending quality time.
Earning a Living — Going to work to take care of all the needs of you and your family.
Solving Household Issues — Paying bills, scheduling maintenance and repairs, mowing lawns, checking the mail, cleaning and cooking, and decorating.
Corresponding With Friends and Family — Returning phone calls, responding to email and texts, sending out greeting cards, and planning social engagements.
Sleeping — Making sure to get enough sleep to work, play, and spend time with the people in your life.
Enjoying Recreational Activities — Playing sports with friends and family members. Or, going to movies, zoos, school plays, walks in the park, or game nights.
Caregiving — Taking care of children and adults in your life that have special needs. Young and adult children with disabilities, or aging parents, can be a demanding and time consuming part of your life.
Shopping — Buying groceries, gas for your car, school clothes and supplies, work related items, children's athletic equipment or birthday party items, printer paper and ink, prescriptions, or looking for online deals.
Earning a Living — Going to work to take care of all the needs of you and your family.
Solving Household Issues — Paying bills, scheduling maintenance and repairs, mowing lawns, checking the mail, cleaning and cooking, and decorating.
Corresponding With Friends and Family — Returning phone calls, responding to email and texts, sending out greeting cards, and planning social engagements.
Sleeping — Making sure to get enough sleep to work, play, and spend time with the people in your life.
Enjoying Recreational Activities — Playing sports with friends and family members. Or, going to movies, zoos, school plays, walks in the park, or game nights.
Caregiving — Taking care of children and adults in your life that have special needs. Young and adult children with disabilities, or aging parents, can be a demanding and time consuming part of your life.
Shopping — Buying groceries, gas for your car, school clothes and supplies, work related items, children's athletic equipment or birthday party items, printer paper and ink, prescriptions, or looking for online deals.
School Related Activities — Going to school, attending meetings at your child's school, school sports, fundraising, tutoring, or Parent/Teacher conferences.
Pet Care — Feeding, walking, grooming, veterinary care, playing and enjoying your pets.
Social Media — Using social media for staying in contact with friends and family, marketing campaigns, advertisements, and staying abreast of neighborhood goings on.
Watching TV — Enjoying your favorite TV series on network, premium, and streaming services.
Physical Fitness — Exercising at the gym, running in the park, biking in your neighborhood, walking/running with pets, kids, or spouse.
Reading — Enjoying a novel, reading to your children, attending book club, or studying for exams.
Dating — Getting to know new people, or date nights with your significant other.
Community Meetings — Home Owner's Association meetings, Neighborhood Watch, City Council or Parks Department discussions.
Weather Monitoring — Checking local TV news, Apps, or Newspaper for upcoming weather forecasts as you plan for events.
Pet Care — Feeding, walking, grooming, veterinary care, playing and enjoying your pets.
Social Media — Using social media for staying in contact with friends and family, marketing campaigns, advertisements, and staying abreast of neighborhood goings on.
Watching TV — Enjoying your favorite TV series on network, premium, and streaming services.
Physical Fitness — Exercising at the gym, running in the park, biking in your neighborhood, walking/running with pets, kids, or spouse.
Reading — Enjoying a novel, reading to your children, attending book club, or studying for exams.
Dating — Getting to know new people, or date nights with your significant other.
Community Meetings — Home Owner's Association meetings, Neighborhood Watch, City Council or Parks Department discussions.
Weather Monitoring — Checking local TV news, Apps, or Newspaper for upcoming weather forecasts as you plan for events.
Attending Live Performances — Going to musicals, plays, and live concerts.
Listening To Music — tuning into the radio, MP3 player, or streaming service to catch up on the latest new releases, or enjoying old favorites.
Sports Teams — Attending sporting events for your favorite teams, watching on TV, or checking out scores online or in the newspaper.
Hobbies — like cooking, crafting, auto restoration, carpentry, decorating, readings, puzzles and games, video games, model building, stamp/coin collecting, re-purposing found items, or blogging.
Doctor Appointments — Time out to make sure you take care of your health is important. Also, appointments for spouse, children, and any other people for whom you give care.
Eating and Feeding Others — Breakfast, lunch and dinner for yourself, and snacks are vital during the day. But, there are others that may depend on you to provide for them as well.
Listening To Music — tuning into the radio, MP3 player, or streaming service to catch up on the latest new releases, or enjoying old favorites.
Sports Teams — Attending sporting events for your favorite teams, watching on TV, or checking out scores online or in the newspaper.
Hobbies — like cooking, crafting, auto restoration, carpentry, decorating, readings, puzzles and games, video games, model building, stamp/coin collecting, re-purposing found items, or blogging.
Doctor Appointments — Time out to make sure you take care of your health is important. Also, appointments for spouse, children, and any other people for whom you give care.
Eating and Feeding Others — Breakfast, lunch and dinner for yourself, and snacks are vital during the day. But, there are others that may depend on you to provide for them as well.
Faith Based Services and Activities — Attending your place of worship one or more times a week, and participating in any social gatherings designed to give back to your community.
Mapping Out Trips — Finding the best route for local and long distance commute or vacation trips.
UNDERSTANDING & PROTECTING YOUR ASSETS
5 Facts From the Federal Flood office:
Fact #1: Floods and flash floods happen in all 50 states.
Fact #2: Homeowners insurance Does Not Cover flood damage.
Fact #3: Just an inch of water can cause costly damage to your property.
Fact #4: Seasonal Peaks and Valleys
Fact #5: A car can easily be carried away by just two feet of floodwater.
Fact #3: Just an inch of water can cause costly damage to your property.
Fact #4: Seasonal Peaks and Valleys
Fact #5: A car can easily be carried away by just two feet of floodwater.
Most people believe that flood coverage is an expected part of a home owner’s policy, but that is not the case. This can lead to confusion during and after a flood has occurred. Even the word “flood” is often misunderstood, so the definitions of what constitutes as a flood have been listed here as well. ALL flood policies are underwritten by the Federal Government through the National Flood Insurance Plan (NFIP). In certain circumstances, the NFIP will state that private insurers get involved. That circumstance is when the insured needs more than the maximum $250,000 in building coverage or the maximum $100,000 in property coverage.
The definition of a Flood:
A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder's property) from one of the following:
• Overflow of inland or tidal waters
• Unusual and rapid accumulation or runoff of surface waters from any source
• Mudflow
• Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.
Need a fast, no-obligation quote today?
We can do it!
Call Jason TODAY!
Jason..."The Happy Flood Insurance Guy"
888-252-1458